Integrity Mortgage Corporation of Texas in Texas vs the state
0.8%Denial rate-18.64 pts vs state
0.9%Decision denial rate-23.97 pts vs state
84.8%Origination rate+29.88 pts vs state
6.62%Median rate+0.12 pts vs state
0.22Rate spread (pts)+0.02 pts vs state
$153kMedian applicant income
534Loans originated
5Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 727 | 621 | 1.1% | 6.63% | #203 |
| 2024 | 655 | 549 | 0.6% | 6.63% | #214 |
| 2025 | 630 | 534 | 0.8% | 6.62% | #225 |
What Integrity Mortgage Corporation of Texas lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Integrity Mortgage Corporation of Texas applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 151 | 120 | 3 | 2.0% |
| Collin County | 108 | 94 | 1 | 0.9% |
| Rockwall County | 78 | 63 | 0 | 0.0% |
| Denton County | 60 | 52 | 0 | 0.0% |
| Tarrant County | 46 | 41 | 0 | 0.0% |
| Kaufman County | 36 | 32 | 0 | 0.0% |
| Hunt County | 30 | 27 | 0 | 0.0% |
| Henderson County | 15 | 13 | 0 | 0.0% |
| Van Zandt County | 12 | 11 | 0 | 0.0% |
| Grayson County | 8 | 7 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 630 applications in 2025, of which 534 were originated and 5 denied.
0.8% of all applications, or 0.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Integrity Mortgage Corporation of Texas originated in Texas in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are Integrity Mortgage Corporation of Texas's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology