Integrity Bank & Trust in Colorado vs the state
2.0%Denial rate-13.59 pts vs state
2.1%Decision denial rate-17.56 pts vs state
93.9%Origination rate+33.86 pts vs state
—Median rate
—Rate spread (pts)
$214kMedian applicant income
138Loans originated
3Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 156 | 1.2% | — | #170 |
| 2024 | 147 | 140 | 0.0% | 9.50% | #187 |
| 2025 | 147 | 138 | 2.0% | — | #203 |
What Integrity Bank & Trust lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Integrity Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 118 | 112 | 2 | 1.7% |
| Douglas County | 6 | 5 | 0 | 0.0% |
| Denver County | 5 | 5 | 0 | 0.0% |
| Arapahoe County | 4 | 4 | 0 | 0.0% |
| Teller County | 3 | 2 | 0 | 0.0% |
| Boulder County | 2 | 2 | 0 | 0.0% |
| Park County | 2 | 2 | 0 | 0.0% |
| Larimer County | 2 | 2 | 0 | 0.0% |
| Adams County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 147 applications in 2025, of which 138 were originated and 3 denied.
2.0% of all applications, or 2.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Integrity Bank & Trust's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology