Institution for Savings in Newburyport and Its Vicinity in New Hampshire vs the state
16.3%Denial rate-0.24 pts vs state
20.3%Decision denial rate+0.04 pts vs state
63.8%Origination rate+2.04 pts vs state
6.25%Median rate-0.57 pts vs state
-0.39Rate spread (pts)-0.63 pts vs state
$171kMedian applicant income
51Loans originated
13Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 111 | 88 | 3.6% | 6.00% | #70 |
| 2024 | 73 | 50 | 16.4% | 6.38% | #97 |
| 2025 | 80 | 51 | 16.3% | 6.25% | #94 |
What Institution for Savings in Newburyport and Its Vicinity lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Institution for Savings in Newburyport and Its Vicinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 46 | 32 | 6 | 13.0% |
| Hillsborough County | 17 | 10 | 3 | 17.6% |
| Carroll County | 11 | 6 | 3 | 27.3% |
| Strafford County | 4 | 1 | 1 | 25.0% |
| Merrimack County | 1 | 1 | 0 | 0.0% |
| Belknap County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 80 applications in 2025, of which 51 were originated and 13 denied.
16.3% of all applications, or 20.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Institution for Savings in Newburyport and Its Vicinity originated in New Hampshire in 2025 was 6.25%, against a statewide median of 6.82%.
About this data. Figures are Institution for Savings in Newburyport and Its Vicinity's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology