Ice Lender Holdings in Ohio vs the state
22.2%Denial rate+4.53 pts vs state
39.4%Decision denial rate+17.50 pts vs state
34.2%Origination rate-25.71 pts vs state
7.63%Median rate+0.75 pts vs state
—Rate spread (pts)
—Median applicant income
40Loans originated
26Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 6 | 51.0% | 9.06% | #400 |
| 2024 | 60 | 14 | 35.0% | 7.75% | #376 |
| 2025 | 117 | 40 | 22.2% | 7.63% | #308 |
What Ice Lender Holdings lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 39 | 10 | 10 | 25.6% |
| Franklin County | 18 | 7 | 2 | 11.1% |
| Hamilton County | 17 | 6 | 3 | 17.6% |
| Lucas County | 6 | 4 | 1 | 16.7% |
| Summit County | 5 | 3 | 1 | 20.0% |
| Richland County | 4 | 0 | 3 | 75.0% |
| Clark County | 3 | 1 | 1 | 33.3% |
| Stark County | 3 | 1 | 0 | 0.0% |
| Fairfield County | 3 | 1 | 1 | 33.3% |
| Butler County | 2 | 0 | 1 | 50.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 117 applications in 2025, of which 40 were originated and 26 denied.
22.2% of all applications, or 39.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Ice Lender Holdings originated in Ohio in 2025 was 7.63%, against a statewide median of 6.88%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology