HOPEWELL Federal Credit Union in Ohio vs the state
21.4%Denial rate+3.66 pts vs state
22.2%Decision denial rate+0.33 pts vs state
68.5%Origination rate+8.64 pts vs state
7.50%Median rate+0.63 pts vs state
1.15Rate spread (pts)+0.76 pts vs state
$88kMedian applicant income
122Loans originated
38Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 68 | 15.7% | 7.49% | #298 |
| 2024 | 85 | 58 | 11.8% | 8.12% | #328 |
| 2025 | 178 | 122 | 21.4% | 7.50% | #256 |
What HOPEWELL Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most HOPEWELL Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Licking County | 154 | 110 | 29 | 18.8% |
| Perry County | 9 | 7 | 2 | 22.2% |
| Delaware County | 4 | 2 | 2 | 50.0% |
| Muskingum County | 3 | 1 | 1 | 33.3% |
| Fairfield County | 2 | 0 | 1 | 50.0% |
| Pickaway County | 2 | 0 | 1 | 50.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Belmont County | 1 | 0 | 1 | 100.0% |
| Knox County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 178 applications in 2025, of which 122 were originated and 38 denied.
21.4% of all applications, or 22.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans HOPEWELL Federal Credit Union originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are HOPEWELL Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology