HomeTrust Bank in Colorado vs the state
21.4%Denial rate+5.80 pts vs state
24.0%Decision denial rate+4.34 pts vs state
67.9%Origination rate+7.84 pts vs state
8.50%Median rate+1.88 pts vs state
1.30Rate spread (pts)+1.15 pts vs state
$234kMedian applicant income
19Loans originated
6Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 53 | 31 | 35.9% | 10.25% | #280 |
| 2024 | 11 | 7 | 36.4% | 11.00% | #474 |
| 2025 | 28 | 19 | 21.4% | 8.50% | #378 |
What HomeTrust Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most HomeTrust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 5 | 5 | 0 | 0.0% |
| Denver County | 4 | 3 | 0 | 0.0% |
| Adams County | 3 | 2 | 1 | 33.3% |
| Eagle County | 3 | 3 | 0 | 0.0% |
| El Paso County | 2 | 0 | 2 | 100.0% |
| Arapahoe County | 2 | 2 | 0 | 0.0% |
| Mesa County | 2 | 1 | 1 | 50.0% |
| Boulder County | 2 | 0 | 1 | 50.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Gunnison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 28 applications in 2025, of which 19 were originated and 6 denied.
21.4% of all applications, or 24.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans HomeTrust Bank originated in Colorado in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are HomeTrust Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology