Hometown Equity Mortgage in New Hampshire vs the state
26.9%Denial rate+10.43 pts vs state
26.9%Decision denial rate+6.65 pts vs state
73.1%Origination rate+11.37 pts vs state
7.38%Median rate+0.55 pts vs state
0.87Rate spread (pts)+0.63 pts vs state
$154kMedian applicant income
38Loans originated
14Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 3 | 50.0% | 8.38% | #233 |
| 2024 | 20 | 14 | 30.0% | 8.13% | #188 |
| 2025 | 52 | 38 | 26.9% | 7.38% | #127 |
What Hometown Equity Mortgage lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Hometown Equity Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 22 | 17 | 5 | 22.7% |
| Merrimack County | 11 | 9 | 2 | 18.2% |
| Rockingham County | 10 | 7 | 3 | 30.0% |
| Carroll County | 4 | 1 | 3 | 75.0% |
| Belknap County | 2 | 1 | 1 | 50.0% |
| Grafton County | 2 | 2 | 0 | 0.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 52 applications in 2025, of which 38 were originated and 14 denied.
26.9% of all applications, or 26.9% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Hometown Equity Mortgage originated in New Hampshire in 2025 was 7.38%, against a statewide median of 6.82%.
About this data. Figures are Hometown Equity Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology