Hometown Equity Mortgage in Louisiana vs the state
45.5%Denial rate+23.28 pts vs state
47.4%Decision denial rate+19.22 pts vs state
47.5%Origination rate-4.50 pts vs state
7.25%Median rate+0.63 pts vs state
0.68Rate spread (pts)+0.32 pts vs state
$91kMedian applicant income
47Loans originated
45Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 88 | 40 | 35.2% | 8.88% | #187 |
| 2024 | 79 | 49 | 36.7% | 7.88% | #186 |
| 2025 | 99 | 47 | 45.5% | 7.25% | #180 |
What Hometown Equity Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Hometown Equity Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 28 | 11 | 15 | 53.6% |
| East Baton Rouge Parish | 13 | 8 | 5 | 38.5% |
| Jefferson Parish | 10 | 3 | 6 | 60.0% |
| Livingston Parish | 9 | 4 | 4 | 44.4% |
| St. Tammany Parish | 7 | 4 | 2 | 28.6% |
| Lafayette Parish | 5 | 4 | 1 | 20.0% |
| Ascension Parish | 5 | 2 | 3 | 60.0% |
| Tangipahoa Parish | 4 | 2 | 2 | 50.0% |
| St. Bernard Parish | 3 | 1 | 1 | 33.3% |
| Caddo Parish | 3 | 2 | 1 | 33.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 99 applications in 2025, of which 47 were originated and 45 denied.
45.5% of all applications, or 47.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Hometown Equity Mortgage originated in Louisiana in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Hometown Equity Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology