Homeowners Financial Group USA in Colorado vs the state
1.5%Denial rate-14.17 pts vs state
1.9%Decision denial rate-17.74 pts vs state
74.5%Origination rate+14.43 pts vs state
6.00%Median rate-0.63 pts vs state
-0.19Rate spread (pts)-0.34 pts vs state
$175kMedian applicant income
204Loans originated
4Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 89 | 65 | 6.7% | 6.50% | #233 |
| 2025 | 274 | 204 | 1.5% | 6.00% | #153 |
What Homeowners Financial Group USA lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Homeowners Financial Group USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 77 | 60 | 0 | 0.0% |
| Denver County | 32 | 25 | 0 | 0.0% |
| Adams County | 32 | 21 | 1 | 3.1% |
| Boulder County | 32 | 21 | 1 | 3.1% |
| Weld County | 25 | 15 | 0 | 0.0% |
| Arapahoe County | 24 | 21 | 0 | 0.0% |
| Douglas County | 22 | 15 | 1 | 4.5% |
| Broomfield County | 17 | 13 | 1 | 5.9% |
| Larimer County | 7 | 7 | 0 | 0.0% |
| Clear Creek County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 274 applications in 2025, of which 204 were originated and 4 denied.
1.5% of all applications, or 1.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Homeowners Financial Group USA originated in Colorado in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Homeowners Financial Group USA's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology