Homebridge Financial Services in Texas vs the state
18.7%Denial rate-0.72 pts vs state
22.2%Decision denial rate-2.70 pts vs state
64.2%Origination rate+9.28 pts vs state
9.91%Median rate+3.41 pts vs state
-0.01Rate spread (pts)-0.20 pts vs state
$139kMedian applicant income
1,135Loans originated
331Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 699 | 451 | 23.9% | 6.75% | #210 |
| 2024 | 949 | 503 | 27.4% | 10.60% | #171 |
| 2025 | 1,769 | 1,135 | 18.7% | 9.91% | #114 |
What Homebridge Financial Services lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 281 | 185 | 47 | 16.7% |
| Dallas County | 144 | 84 | 23 | 16.0% |
| Bexar County | 141 | 83 | 37 | 26.2% |
| Tarrant County | 127 | 73 | 28 | 22.0% |
| Collin County | 106 | 72 | 20 | 18.9% |
| Denton County | 78 | 45 | 17 | 21.8% |
| Fort Bend County | 77 | 47 | 5 | 6.5% |
| Travis County | 74 | 41 | 15 | 20.3% |
| Webb County | 65 | 55 | 8 | 12.3% |
| Montgomery County | 65 | 41 | 15 | 23.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,769 applications in 2025, of which 1,135 were originated and 331 denied.
18.7% of all applications, or 22.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Homebridge Financial Services originated in Texas in 2025 was 9.91%, against a statewide median of 6.50%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology