Home Loan Investment Bank in Louisiana vs the state
20.5%Denial rate-1.72 pts vs state
34.6%Decision denial rate+6.47 pts vs state
38.6%Origination rate-13.33 pts vs state
8.25%Median rate+1.63 pts vs state
4.41Rate spread (pts)+4.05 pts vs state
$120kMedian applicant income
17Loans originated
9Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 22 | 10.9% | 7.95% | #245 |
| 2024 | 34 | 15 | 23.5% | 9.25% | #269 |
| 2025 | 44 | 17 | 20.5% | 8.25% | #262 |
What Home Loan Investment Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 10 | 5 | 1 | 10.0% |
| Calcasieu Parish | 4 | 1 | 2 | 50.0% |
| St. Landry Parish | 4 | 1 | 2 | 50.0% |
| Livingston Parish | 4 | 2 | 1 | 25.0% |
| East Baton Rouge Parish | 3 | 2 | 0 | 0.0% |
| Rapides Parish | 3 | 1 | 0 | 0.0% |
| Iberia Parish | 2 | 0 | 0 | 0.0% |
| Jefferson Davis Parish | 2 | 1 | 1 | 50.0% |
| Acadia Parish | 2 | 1 | 0 | 0.0% |
| Tangipahoa Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 44 applications in 2025, of which 17 were originated and 9 denied.
20.5% of all applications, or 34.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Home Loan Investment Bank originated in Louisiana in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology