GTE Federal Credit Union in Nevada vs the state
25.9%Denial rate+8.48 pts vs state
29.2%Decision denial rate+6.95 pts vs state
63.0%Origination rate+5.25 pts vs state
8.00%Median rate+1.38 pts vs state
0.93Rate spread (pts)+0.64 pts vs state
$149kMedian applicant income
17Loans originated
7Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 38 | 25.4% | 10.50% | #174 |
| 2024 | 34 | 26 | 11.8% | 10.38% | #228 |
| 2025 | 27 | 17 | 25.9% | 8.00% | #253 |
What GTE Federal Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most GTE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 15 | 8 | 4 | 26.7% |
| Washoe County | 7 | 7 | 0 | 0.0% |
| Lyon County | 2 | 0 | 2 | 100.0% |
| Nye County | 1 | 1 | 0 | 0.0% |
| White Pine County | 1 | 1 | 0 | 0.0% |
| Elko County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 27 applications in 2025, of which 17 were originated and 7 denied.
25.9% of all applications, or 29.2% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans GTE Federal Credit Union originated in Nevada in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are GTE Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology