Greenwood Credit Union · Washington · 2025

Greenwood Credit Union in Washington: approval rate, denial rate and rates (2025)

Greenwood Credit Union took 14 mortgage applications in Washington in 2025, ranking #430 of 822 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.7%.

14Applicationsin WA
0.0%Decision denial ratestate 19.5%
8.24%Median ratestate 6.63%
$95,000Median loanstate $335,000
$1.6MVolume7 counties

Greenwood Credit Union in Washington vs the state

0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
100.0%Origination rate+38.94 pts vs state
8.24%Median rate+1.62 pts vs state
Rate spread (pts)
$85kMedian applicant income
14Loans originated
0Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023191331.6%7.99%#383
202411545.5%7.88%#441
202514140.0%8.24%#430

What Greenwood Credit Union lends in Washington

By loan purpose

Home purchase 4 29% · 0.0% denied
Cash-out refinance 6 43% · 0.0% denied
Home improvement 4 29% · 0.0% denied

By loan type

Conventional 14 100% · 0.0% denied

Where in Washington

Counties with the most Greenwood Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Snohomish County 550 0.0%
King County 330 0.0%
Clark County 220 0.0%
Kitsap County 110 0.0%
Okanogan County 110 0.0%
San Juan County 110 0.0%
Thurston County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 14 applications in 2025, of which 14 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Greenwood Credit Union originated in Washington in 2025 was 8.24%, against a statewide median of 6.63%.

About this data. Figures are Greenwood Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology