GREENSTATE Credit Union in Texas vs the state
9.1%Denial rate-10.34 pts vs state
12.5%Decision denial rate-12.40 pts vs state
59.1%Origination rate+4.21 pts vs state
6.62%Median rate+0.12 pts vs state
-0.09Rate spread (pts)-0.28 pts vs state
$158kMedian applicant income
13Loans originated
2Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 18 | 3.1% | 6.19% | #800 |
| 2024 | 26 | 17 | 0.0% | 6.63% | #816 |
| 2025 | 22 | 13 | 9.1% | 6.62% | #851 |
What GREENSTATE Credit Union lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most GREENSTATE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denton County | 5 | 4 | 0 | 0.0% |
| Harris County | 2 | 1 | 0 | 0.0% |
| Dallas County | 2 | 0 | 0 | 0.0% |
| Brazoria County | 2 | 0 | 1 | 50.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Brazos County | 1 | 1 | 0 | 0.0% |
| Hays County | 1 | 1 | 0 | 0.0% |
| Travis County | 1 | 0 | 0 | 0.0% |
| El Paso County | 1 | 0 | 0 | 0.0% |
| Henderson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 22 applications in 2025, of which 13 were originated and 2 denied.
9.1% of all applications, or 12.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans GREENSTATE Credit Union originated in Texas in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology