GREENSTATE Credit Union in Ohio vs the state
39.0%Denial rate+21.29 pts vs state
40.4%Decision denial rate+18.46 pts vs state
40.7%Origination rate-19.22 pts vs state
8.09%Median rate+1.21 pts vs state
2.08Rate spread (pts)+1.69 pts vs state
$57kMedian applicant income
48Loans originated
46Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 117 | 43 | 38.5% | 8.74% | #282 |
| 2024 | 146 | 37 | 53.4% | 9.99% | #261 |
| 2025 | 118 | 48 | 39.0% | 8.09% | #306 |
What GREENSTATE Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most GREENSTATE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wood County | 27 | 18 | 3 | 11.1% |
| Montgomery County | 15 | 4 | 8 | 53.3% |
| Butler County | 9 | 2 | 6 | 66.7% |
| Cuyahoga County | 9 | 4 | 4 | 44.4% |
| Medina County | 6 | 1 | 4 | 66.7% |
| Hancock County | 6 | 2 | 4 | 66.7% |
| Henry County | 6 | 2 | 3 | 50.0% |
| Fulton County | 5 | 3 | 2 | 40.0% |
| Lucas County | 5 | 0 | 3 | 60.0% |
| Lorain County | 4 | 1 | 3 | 75.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 118 applications in 2025, of which 48 were originated and 46 denied.
39.0% of all applications, or 40.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans GREENSTATE Credit Union originated in Ohio in 2025 was 8.09%, against a statewide median of 6.88%.
About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology