GREENSTATE Credit Union · Colorado · 2025

GREENSTATE Credit Union in Colorado: approval rate, denial rate and rates (2025)

GREENSTATE Credit Union took 48 mortgage applications in Colorado in 2025, ranking #306 of 1,114 lenders active in the state. It originated 68.8% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.6%.

48Applicationsin CO
0.0%Decision denial ratestate 19.7%
6.13%Median ratestate 6.63%
$495,000Median loanstate $325,000
$17MVolume12 counties

GREENSTATE Credit Union in Colorado vs the state

0.0%Denial rate-15.63 pts vs state
0.0%Decision denial rate-19.66 pts vs state
68.8%Origination rate+8.73 pts vs state
6.13%Median rate-0.50 pts vs state
-0.13Rate spread (pts)-0.28 pts vs state
$140kMedian applicant income
33Loans originated
0Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
202345302.2%6.56%#301
202454431.9%6.38%#281
202548330.0%6.13%#306

What GREENSTATE Credit Union lends in Colorado

By loan purpose

Home purchase 30 63% · 0.0% denied
Refinance 13 27% · 0.0% denied
Cash-out refinance 4 8% · 0.0% denied
Home improvement 1 2% · 0.0% denied

By loan type

Conventional 41 85% · 0.0% denied
FHA 4 8% · 0.0% denied
VA 3 6% · 0.0% denied

Where in Colorado

Counties with the most GREENSTATE Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 1050 0.0%
Arapahoe County 1070 0.0%
Jefferson County 850 0.0%
Denver County 740 0.0%
Weld County 330 0.0%
Adams County 220 0.0%
El Paso County 210 0.0%
Boulder County 220 0.0%
Custer County 110 0.0%
Summit County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 48 applications in 2025, of which 33 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans GREENSTATE Credit Union originated in Colorado in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology