Great Plains National Bank · Texas · 2025

Great Plains National Bank in Texas: approval rate, denial rate and rates (2025)

Great Plains National Bank took 169 mortgage applications in Texas in 2025, ranking #447 of 1,568 lenders active in the state. It originated 79.9% of them and denied 4.1% (4.9% of the applications it decided), against a statewide denial rate of 19.4%.

169Applicationsin TX
4.9%Decision denial ratestate 24.9%
7.12%Median ratestate 6.50%
$355,000Median loanstate $245,000
$56MVolume30 counties

Great Plains National Bank in Texas vs the state

4.1%Denial rate-15.29 pts vs state
4.9%Decision denial rate-19.97 pts vs state
79.9%Origination rate+25.00 pts vs state
7.12%Median rate+0.62 pts vs state
0.49Rate spread (pts)+0.30 pts vs state
$171kMedian applicant income
135Loans originated
7Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023126917.1%7.13%#511
20241581206.3%7.00%#453
20251691354.1%7.12%#447

What Great Plains National Bank lends in Texas

By loan purpose

Home purchase 113 67% · 5.3% denied
Refinance 29 17% · 0.0% denied
Cash-out refinance 16 9% · 6.3% denied
Home improvement 10 6% · 0.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 146 86% · 3.4% denied
FHA 20 12% · 5.0% denied
VA 3 2% · 33.3% denied

Why it denied Texas applicants

Debt-to-income ratio 5 71%
Credit history 1 14%
Collateral 1 14%

Where in Texas

Counties with the most Great Plains National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tarrant County 41321 2.4%
Dallas County 27212 7.4%
Denton County 26221 3.8%
Collin County 24152 8.3%
Grayson County 18170 0.0%
Parker County 440 0.0%
Wise County 330 0.0%
Johnson County 210 0.0%
Travis County 210 0.0%
Fannin County 210 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 169 applications in 2025, of which 135 were originated and 7 denied.

4.1% of all applications, or 4.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Great Plains National Bank originated in Texas in 2025 was 7.12%, against a statewide median of 6.50%.

About this data. Figures are Great Plains National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology