Granite Bank in Wyoming vs the state
5.4%Denial rate-10.15 pts vs state
6.5%Decision denial rate-13.14 pts vs state
78.4%Origination rate+17.37 pts vs state
6.50%Median rate0.00 pts vs state
0.46Rate spread (pts)+0.23 pts vs state
$102kMedian applicant income
29Loans originated
2Denied
What Granite Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Granite Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 26 | 21 | 1 | 3.8% |
| Goshen County | 2 | 0 | 0 | 0.0% |
| Natrona County | 2 | 2 | 0 | 0.0% |
| Albany County | 2 | 2 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Carbon County | 1 | 0 | 1 | 100.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 37 applications in 2025, of which 29 were originated and 2 denied.
5.4% of all applications, or 6.5% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Granite Bank originated in Wyoming in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Granite Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology