GoodLeap in Ohio vs the state
22.2%Denial rate+4.48 pts vs state
26.2%Decision denial rate+4.31 pts vs state
47.9%Origination rate-11.97 pts vs state
6.50%Median rate-0.38 pts vs state
0.36Rate spread (pts)-0.03 pts vs state
$65kMedian applicant income
614Loans originated
284Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 355 | 143 | 26.8% | 6.13% | #142 |
| 2024 | 815 | 403 | 21.1% | 5.88% | #91 |
| 2025 | 1,281 | 614 | 22.2% | 6.50% | #71 |
What GoodLeap lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 147 | 75 | 24 | 16.3% |
| Cuyahoga County | 129 | 54 | 31 | 24.0% |
| Hamilton County | 104 | 52 | 19 | 18.3% |
| Summit County | 76 | 35 | 16 | 21.1% |
| Montgomery County | 75 | 36 | 16 | 21.3% |
| Stark County | 69 | 28 | 19 | 27.5% |
| Trumbull County | 56 | 28 | 13 | 23.2% |
| Butler County | 53 | 25 | 10 | 18.9% |
| Mahoning County | 45 | 23 | 8 | 17.8% |
| Clark County | 25 | 11 | 6 | 24.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,281 applications in 2025, of which 614 were originated and 284 denied.
22.2% of all applications, or 26.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans GoodLeap originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology