GoodLeap in Missouri vs the state
23.3%Denial rate+8.27 pts vs state
27.0%Decision denial rate+8.27 pts vs state
50.9%Origination rate-11.81 pts vs state
6.38%Median rate-0.25 pts vs state
0.38Rate spread (pts)+0.03 pts vs state
$68kMedian applicant income
268Loans originated
123Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 255 | 108 | 29.0% | 5.99% | #127 |
| 2024 | 385 | 196 | 19.2% | 5.88% | #103 |
| 2025 | 527 | 268 | 23.3% | 6.38% | #87 |
What GoodLeap lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 102 | 54 | 22 | 21.6% |
| St. Louis County | 52 | 26 | 16 | 30.8% |
| Greene County | 43 | 21 | 8 | 18.6% |
| Clay County | 42 | 24 | 7 | 16.7% |
| St. Charles County | 26 | 18 | 3 | 11.5% |
| Jasper County | 20 | 10 | 3 | 15.0% |
| Jefferson County | 16 | 7 | 4 | 25.0% |
| Cass County | 14 | 6 | 4 | 28.6% |
| St. Louis city | 13 | 4 | 4 | 30.8% |
| Christian County | 12 | 6 | 2 | 16.7% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 527 applications in 2025, of which 268 were originated and 123 denied.
23.3% of all applications, or 27.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans GoodLeap originated in Missouri in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology