GoodLeap in Kansas vs the state
23.3%Denial rate+8.26 pts vs state
27.7%Decision denial rate+9.44 pts vs state
41.6%Origination rate-22.27 pts vs state
6.63%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.08 pts vs state
$70kMedian applicant income
91Loans originated
51Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 33 | 29.4% | 5.63% | #144 |
| 2024 | 130 | 55 | 26.2% | 5.63% | #132 |
| 2025 | 219 | 91 | 23.3% | 6.63% | #96 |
What GoodLeap lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 53 | 22 | 9 | 17.0% |
| Johnson County | 43 | 26 | 8 | 18.6% |
| Wyandotte County | 31 | 6 | 6 | 19.4% |
| Geary County | 15 | 2 | 9 | 60.0% |
| Butler County | 10 | 2 | 7 | 70.0% |
| Shawnee County | 10 | 5 | 2 | 20.0% |
| Franklin County | 8 | 4 | 0 | 0.0% |
| Reno County | 5 | 1 | 2 | 40.0% |
| Saline County | 5 | 4 | 0 | 0.0% |
| Sumner County | 5 | 4 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 219 applications in 2025, of which 91 were originated and 51 denied.
23.3% of all applications, or 27.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans GoodLeap originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology