Gold Star Mortgage Financial Group in Washington vs the state
3.2%Denial rate-12.47 pts vs state
4.4%Decision denial rate-15.10 pts vs state
61.6%Origination rate+0.50 pts vs state
6.63%Median rate0.00 pts vs state
0.41Rate spread (pts)+0.22 pts vs state
$115kMedian applicant income
213Loans originated
11Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 92 | 60 | 5.4% | 7.13% | #217 |
| 2024 | 169 | 120 | 2.4% | 6.63% | #180 |
| 2025 | 346 | 213 | 3.2% | 6.63% | #133 |
What Gold Star Mortgage Financial Group lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 69 | 46 | 1 | 1.4% |
| King County | 60 | 41 | 1 | 1.7% |
| Douglas County | 55 | 28 | 0 | 0.0% |
| Chelan County | 54 | 33 | 2 | 3.7% |
| Snohomish County | 22 | 9 | 3 | 13.6% |
| Spokane County | 20 | 11 | 2 | 10.0% |
| Grant County | 14 | 8 | 1 | 7.1% |
| Thurston County | 10 | 8 | 0 | 0.0% |
| Clark County | 6 | 5 | 0 | 0.0% |
| Mason County | 6 | 6 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 346 applications in 2025, of which 213 were originated and 11 denied.
3.2% of all applications, or 4.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Gold Star Mortgage Financial Group originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology