Gold Star Mortgage Financial Group in Texas vs the state
3.8%Denial rate-15.59 pts vs state
5.5%Decision denial rate-19.43 pts vs state
56.1%Origination rate+1.22 pts vs state
6.63%Median rate+0.13 pts vs state
0.33Rate spread (pts)+0.14 pts vs state
$123kMedian applicant income
409Loans originated
28Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 346 | 211 | 4.6% | 6.75% | #303 |
| 2024 | 382 | 237 | 1.8% | 6.63% | #288 |
| 2025 | 729 | 409 | 3.8% | 6.63% | #207 |
What Gold Star Mortgage Financial Group lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 104 | 68 | 2 | 1.9% |
| Travis County | 63 | 38 | 0 | 0.0% |
| Tarrant County | 62 | 38 | 0 | 0.0% |
| Dallas County | 53 | 27 | 2 | 3.8% |
| Collin County | 43 | 22 | 1 | 2.3% |
| Montgomery County | 38 | 20 | 3 | 7.9% |
| Denton County | 37 | 23 | 0 | 0.0% |
| Williamson County | 31 | 17 | 2 | 6.5% |
| Fort Bend County | 26 | 13 | 6 | 23.1% |
| Ellis County | 20 | 10 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 729 applications in 2025, of which 409 were originated and 28 denied.
3.8% of all applications, or 5.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Gold Star Mortgage Financial Group originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology