Gold Star Mortgage Financial Group in Kansas vs the state
2.9%Denial rate-12.15 pts vs state
4.0%Decision denial rate-14.33 pts vs state
62.5%Origination rate-1.32 pts vs state
6.63%Median rate0.00 pts vs state
0.52Rate spread (pts)+0.23 pts vs state
$93kMedian applicant income
65Loans originated
3Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 14 | 8 | 21.4% | 6.63% | #308 |
| 2025 | 104 | 65 | 2.9% | 6.63% | #163 |
What Gold Star Mortgage Financial Group lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 28 | 14 | 1 | 3.6% |
| Sedgwick County | 27 | 21 | 0 | 0.0% |
| Miami County | 17 | 10 | 0 | 0.0% |
| Leavenworth County | 10 | 7 | 0 | 0.0% |
| Butler County | 3 | 2 | 0 | 0.0% |
| Linn County | 2 | 1 | 0 | 0.0% |
| Seward County | 2 | 0 | 2 | 100.0% |
| Lyon County | 2 | 0 | 0 | 0.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Cowley County | 2 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 104 applications in 2025, of which 65 were originated and 3 denied.
2.9% of all applications, or 4.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Gold Star Mortgage Financial Group originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology