Go Mortgage · Ohio · 2025

Go Mortgage in Ohio: approval rate, denial rate and rates (2025)

Go Mortgage took 371 mortgage applications in Ohio in 2025, ranking #169 of 1,092 lenders active in the state. It originated 74.1% of them and denied 1.4% (1.6% of the applications it decided), against a statewide denial rate of 17.7%.

371Applicationsin OH
1.6%Decision denial ratestate 21.9%
6.75%Median ratestate 6.88%
$265,000Median loanstate $155,000
$85MVolume36 counties

Go Mortgage in Ohio vs the state

1.4%Denial rate-16.34 pts vs state
1.6%Decision denial rate-20.31 pts vs state
74.1%Origination rate+14.22 pts vs state
6.75%Median rate-0.13 pts vs state
0.38Rate spread (pts)0.00 pts vs state
$108kMedian applicant income
275Loans originated
5Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234593184.4%6.75%#119
20247315451.4%6.99%#101
20253712751.4%6.75%#169

What Go Mortgage lends in Ohio

By loan purpose

Home purchase 329 89% · 1.2% denied
Refinance 19 5% · 0.0% denied
Home improvement 23 6% · 4.4% denied

By loan type

Conventional 282 76% · 0.4% denied
FHA 65 18% · 6.2% denied
VA 22 6% · 0.0% denied
USDA / RHS 2 1% · 0.0% denied

Why it denied Ohio applicants

Other 2 40%
Debt-to-income ratio 1 20%
Credit history 1 20%
Collateral 1 20%

Where in Ohio

Counties with the most Go Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 1931471 0.5%
Licking County 28220 0.0%
Delaware County 27210 0.0%
Union County 17131 5.9%
Pickaway County 1481 7.1%
Muskingum County 1380 0.0%
Fairfield County 10100 0.0%
Cuyahoga County 740 0.0%
Lucas County 770 0.0%
Morrow County 540 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 371 applications in 2025, of which 275 were originated and 5 denied.

1.4% of all applications, or 1.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Go Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.

About this data. Figures are Go Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology