Georgia'S Own in Colorado vs the state
20.6%Denial rate+5.00 pts vs state
23.2%Decision denial rate+3.55 pts vs state
61.9%Origination rate+1.88 pts vs state
8.25%Median rate+1.63 pts vs state
0.93Rate spread (pts)+0.78 pts vs state
$257kMedian applicant income
39Loans originated
13Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 15 | 23.1% | 9.75% | #371 |
| 2024 | 66 | 44 | 18.2% | 9.50% | #269 |
| 2025 | 63 | 39 | 20.6% | 8.25% | #274 |
What Georgia'S Own lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Georgia'S Own applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boulder County | 11 | 9 | 1 | 9.1% |
| Arapahoe County | 9 | 4 | 2 | 22.2% |
| Denver County | 7 | 3 | 4 | 57.1% |
| Douglas County | 6 | 3 | 2 | 33.3% |
| Jefferson County | 5 | 4 | 0 | 0.0% |
| El Paso County | 4 | 4 | 0 | 0.0% |
| Larimer County | 3 | 2 | 1 | 33.3% |
| Adams County | 3 | 1 | 0 | 0.0% |
| Weld County | 3 | 3 | 0 | 0.0% |
| Archuleta County | 2 | 0 | 1 | 50.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 63 applications in 2025, of which 39 were originated and 13 denied.
20.6% of all applications, or 23.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Georgia'S Own originated in Colorado in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Georgia'S Own's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology