Geo-Corp in Texas vs the state
3.3%Denial rate-16.14 pts vs state
4.9%Decision denial rate-19.96 pts vs state
63.4%Origination rate+8.49 pts vs state
6.99%Median rate+0.49 pts vs state
1.38Rate spread (pts)+1.19 pts vs state
$100kMedian applicant income
154Loans originated
8Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 81 | 6.0% | 7.38% | #556 |
| 2024 | 227 | 123 | 7.9% | 7.25% | #375 |
| 2025 | 243 | 154 | 3.3% | 6.99% | #379 |
What Geo-Corp lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Geo-Corp applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 64 | 39 | 3 | 4.7% |
| Williamson County | 30 | 22 | 0 | 0.0% |
| Travis County | 19 | 16 | 0 | 0.0% |
| Fort Bend County | 17 | 8 | 0 | 0.0% |
| Bexar County | 15 | 10 | 1 | 6.7% |
| Denton County | 11 | 7 | 0 | 0.0% |
| Hays County | 11 | 7 | 0 | 0.0% |
| Dallas County | 11 | 7 | 0 | 0.0% |
| Collin County | 8 | 7 | 0 | 0.0% |
| Bastrop County | 6 | 3 | 1 | 16.7% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 243 applications in 2025, of which 154 were originated and 8 denied.
3.3% of all applications, or 4.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Geo-Corp originated in Texas in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Geo-Corp's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology