Genway Home Mortgage in Texas vs the state
26.9%Denial rate+7.51 pts vs state
36.3%Decision denial rate+11.37 pts vs state
46.4%Origination rate-8.46 pts vs state
7.75%Median rate+1.25 pts vs state
1.40Rate spread (pts)+1.21 pts vs state
$98kMedian applicant income
305Loans originated
177Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 142 | 49 | 29.6% | 7.50% | #475 |
| 2025 | 657 | 305 | 26.9% | 7.75% | #220 |
What Genway Home Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 132 | 62 | 33 | 25.0% |
| Bexar County | 56 | 27 | 15 | 26.8% |
| Fort Bend County | 43 | 16 | 12 | 27.9% |
| Dallas County | 41 | 10 | 17 | 41.5% |
| Montgomery County | 38 | 22 | 7 | 18.4% |
| Tarrant County | 32 | 12 | 6 | 18.8% |
| Kaufman County | 24 | 11 | 8 | 33.3% |
| Hidalgo County | 23 | 18 | 3 | 13.0% |
| Collin County | 22 | 15 | 3 | 13.6% |
| Travis County | 22 | 15 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 657 applications in 2025, of which 305 were originated and 177 denied.
26.9% of all applications, or 36.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Genway Home Mortgage originated in Texas in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology