Foote Capital Mortgage in Pennsylvania vs the state
11.4%Denial rate-6.89 pts vs state
11.8%Decision denial rate-10.39 pts vs state
85.1%Origination rate+24.13 pts vs state
6.50%Median rate-0.13 pts vs state
0.14Rate spread (pts)-0.10 pts vs state
$103kMedian applicant income
97Loans originated
13Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 66 | 10.3% | 6.69% | #407 |
| 2025 | 114 | 97 | 11.4% | 6.50% | #360 |
What Foote Capital Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Foote Capital Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 71 | 62 | 6 | 8.5% |
| York County | 10 | 8 | 1 | 10.0% |
| Adams County | 9 | 5 | 4 | 44.4% |
| Dauphin County | 9 | 8 | 1 | 11.1% |
| Franklin County | 8 | 7 | 1 | 12.5% |
| Perry County | 5 | 5 | 0 | 0.0% |
| Mifflin County | 2 | 2 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 114 applications in 2025, of which 97 were originated and 13 denied.
11.4% of all applications, or 11.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Foote Capital Mortgage originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Foote Capital Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology