First Savings Bank in Louisiana vs the state
31.8%Denial rate+9.65 pts vs state
35.0%Decision denial rate+6.85 pts vs state
54.6%Origination rate+2.58 pts vs state
7.63%Median rate+1.00 pts vs state
0.37Rate spread (pts)+0.01 pts vs state
$129kMedian applicant income
12Loans originated
7Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 19 | 2.2% | 7.00% | #249 |
| 2024 | 12 | 5 | 50.0% | 7.38% | #362 |
| 2025 | 22 | 12 | 31.8% | 7.63% | #305 |
What First Savings Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 4 | 3 | 0 | 0.0% |
| St. Tammany Parish | 3 | 1 | 2 | 66.7% |
| Caddo Parish | 2 | 2 | 0 | 0.0% |
| Terrebonne Parish | 2 | 0 | 2 | 100.0% |
| Sabine Parish | 1 | 1 | 0 | 0.0% |
| St. John the Baptist Parish | 1 | 0 | 1 | 100.0% |
| Lafayette Parish | 1 | 1 | 0 | 0.0% |
| Orleans Parish | 1 | 0 | 0 | 0.0% |
| Concordia Parish | 1 | 1 | 0 | 0.0% |
| Washington Parish | 1 | 0 | 1 | 100.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 22 applications in 2025, of which 12 were originated and 7 denied.
31.8% of all applications, or 35.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans First Savings Bank originated in Louisiana in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology