First Savings Bank in Colorado vs the state
47.6%Denial rate+31.99 pts vs state
58.8%Decision denial rate+39.16 pts vs state
33.3%Origination rate-26.69 pts vs state
7.63%Median rate+1.00 pts vs state
0.34Rate spread (pts)+0.19 pts vs state
$180kMedian applicant income
7Loans originated
10Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 28 | 8.3% | 6.69% | #291 |
| 2024 | 17 | 9 | 35.3% | 7.38% | #420 |
| 2025 | 21 | 7 | 47.6% | 7.63% | #414 |
What First Savings Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Adams County | 5 | 4 | 1 | 20.0% |
| Arapahoe County | 2 | 1 | 1 | 50.0% |
| Weld County | 2 | 0 | 2 | 100.0% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| Larimer County | 2 | 0 | 1 | 50.0% |
| El Paso County | 2 | 1 | 1 | 50.0% |
| Custer County | 2 | 0 | 1 | 50.0% |
| Denver County | 1 | 0 | 1 | 100.0% |
| Pueblo County | 1 | 0 | 1 | 100.0% |
| Elbert County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 21 applications in 2025, of which 7 were originated and 10 denied.
47.6% of all applications, or 58.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans First Savings Bank originated in Colorado in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology