First National Bank of America in New Hampshire vs the state
18.2%Denial rate+1.69 pts vs state
20.0%Decision denial rate-0.27 pts vs state
72.7%Origination rate+11.02 pts vs state
8.94%Median rate+2.12 pts vs state
2.88Rate spread (pts)+2.64 pts vs state
$143kMedian applicant income
8Loans originated
2Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 12 | 7.1% | 9.31% | #194 |
| 2024 | 14 | 10 | 14.3% | 9.31% | #217 |
| 2025 | 11 | 8 | 18.2% | 8.94% | #245 |
What First National Bank of America lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most First National Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 4 | 3 | 1 | 25.0% |
| Grafton County | 2 | 2 | 0 | 0.0% |
| Carroll County | 2 | 1 | 1 | 50.0% |
| Cheshire County | 1 | 1 | 0 | 0.0% |
| Strafford County | 1 | 1 | 0 | 0.0% |
| Rockingham County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 11 applications in 2025, of which 8 were originated and 2 denied.
18.2% of all applications, or 20.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans First National Bank of America originated in New Hampshire in 2025 was 8.94%, against a statewide median of 6.82%.
About this data. Figures are First National Bank of America's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology