First Interstate Bank in Washington vs the state
27.2%Denial rate+11.56 pts vs state
31.6%Decision denial rate+12.08 pts vs state
58.1%Origination rate-2.97 pts vs state
8.25%Median rate+1.63 pts vs state
1.08Rate spread (pts)+0.89 pts vs state
$122kMedian applicant income
79Loans originated
37Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 71 | 36.6% | 8.75% | #178 |
| 2024 | 172 | 84 | 38.4% | 9.25% | #177 |
| 2025 | 136 | 79 | 27.2% | 8.25% | #219 |
What First Interstate Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most First Interstate Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spokane County | 90 | 54 | 25 | 27.8% |
| Pacific County | 14 | 7 | 5 | 35.7% |
| Grant County | 6 | 3 | 3 | 50.0% |
| Klickitat County | 6 | 4 | 1 | 16.7% |
| Pend Oreille County | 4 | 1 | 1 | 25.0% |
| Stevens County | 3 | 3 | 0 | 0.0% |
| Grays Harbor County | 3 | 3 | 0 | 0.0% |
| Whatcom County | 2 | 1 | 0 | 0.0% |
| Benton County | 1 | 0 | 1 | 100.0% |
| Okanogan County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 136 applications in 2025, of which 79 were originated and 37 denied.
27.2% of all applications, or 31.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans First Interstate Bank originated in Washington in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are First Interstate Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology