First Community Mortgage in West Virginia vs the state
0.0%Denial rate-21.19 pts vs state
0.0%Decision denial rate-26.66 pts vs state
85.7%Origination rate+30.92 pts vs state
6.63%Median rate0.00 pts vs state
0.21Rate spread (pts)-0.19 pts vs state
$82kMedian applicant income
6Loans originated
0Denied
What First Community Mortgage lends in West Virginia
By loan purpose
By loan type
Where in West Virginia
Counties with the most First Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 3 | 3 | 0 | 0.0% |
| Wood County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Mingo County | 1 | 0 | 0 | 0.0% |
| Braxton County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 7 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans First Community Mortgage originated in West Virginia in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are First Community Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology