First Colony Mortgage in Nevada vs the state
7.4%Denial rate-10.04 pts vs state
9.0%Decision denial rate-13.19 pts vs state
59.8%Origination rate+2.08 pts vs state
6.38%Median rate-0.25 pts vs state
0.10Rate spread (pts)-0.20 pts vs state
$119kMedian applicant income
113Loans originated
14Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 23 | 8.1% | 7.13% | #218 |
| 2024 | 157 | 101 | 9.6% | 6.38% | #115 |
| 2025 | 189 | 113 | 7.4% | 6.38% | #109 |
What First Colony Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most First Colony Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 126 | 76 | 13 | 10.3% |
| Washoe County | 42 | 24 | 1 | 2.4% |
| Lyon County | 5 | 3 | 0 | 0.0% |
| Humboldt County | 4 | 1 | 0 | 0.0% |
| Carson City | 4 | 4 | 0 | 0.0% |
| Churchill County | 4 | 3 | 0 | 0.0% |
| Douglas County | 2 | 0 | 0 | 0.0% |
| Nye County | 1 | 1 | 0 | 0.0% |
| Mineral County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 189 applications in 2025, of which 113 were originated and 14 denied.
7.4% of all applications, or 9.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans First Colony Mortgage originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are First Colony Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology