First Colony Mortgage in Colorado vs the state
3.8%Denial rate-11.83 pts vs state
4.9%Decision denial rate-14.74 pts vs state
62.0%Origination rate+2.01 pts vs state
6.38%Median rate-0.25 pts vs state
0.11Rate spread (pts)-0.04 pts vs state
$136kMedian applicant income
49Loans originated
3Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 18 | 7.4% | 6.94% | #365 |
| 2024 | 75 | 43 | 8.0% | 6.38% | #254 |
| 2025 | 79 | 49 | 3.8% | 6.38% | #250 |
What First Colony Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most First Colony Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 17 | 13 | 1 | 5.9% |
| Denver County | 9 | 5 | 0 | 0.0% |
| Jefferson County | 9 | 4 | 1 | 11.1% |
| Boulder County | 7 | 5 | 0 | 0.0% |
| Weld County | 6 | 5 | 0 | 0.0% |
| Adams County | 6 | 2 | 0 | 0.0% |
| El Paso County | 6 | 5 | 0 | 0.0% |
| Douglas County | 4 | 3 | 0 | 0.0% |
| Larimer County | 4 | 2 | 0 | 0.0% |
| Mesa County | 3 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 79 applications in 2025, of which 49 were originated and 3 denied.
3.8% of all applications, or 4.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans First Colony Mortgage originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are First Colony Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology