Firefighters First Federal Credit Union in Nevada vs the state
5.2%Denial rate-12.28 pts vs state
6.7%Decision denial rate-15.55 pts vs state
69.0%Origination rate+11.26 pts vs state
8.00%Median rate+1.38 pts vs state
0.77Rate spread (pts)+0.48 pts vs state
$142kMedian applicant income
40Loans originated
3Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 53 | 43 | 5.7% | 8.75% | #186 |
| 2024 | 56 | 39 | 8.9% | 8.50% | #192 |
| 2025 | 58 | 40 | 5.2% | 8.00% | #193 |
What Firefighters First Federal Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Firefighters First Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 32 | 22 | 1 | 3.1% |
| Washoe County | 14 | 9 | 2 | 14.3% |
| Nye County | 3 | 2 | 0 | 0.0% |
| Lyon County | 3 | 3 | 0 | 0.0% |
| Carson City | 2 | 1 | 0 | 0.0% |
| Douglas County | 2 | 2 | 0 | 0.0% |
| Churchill County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 58 applications in 2025, of which 40 were originated and 3 denied.
5.2% of all applications, or 6.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Firefighters First Federal Credit Union originated in Nevada in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Firefighters First Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology