Finance of America Reverse in Kansas vs the state
10.2%Denial rate-4.83 pts vs state
12.5%Decision denial rate-5.78 pts vs state
71.4%Origination rate+7.61 pts vs state
6.13%Median rate-0.50 pts vs state
—Rate spread (pts)
$34kMedian applicant income
35Loans originated
5Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 37 | 10.9% | 7.86% | #202 |
| 2024 | 37 | 23 | 5.4% | 7.31% | #233 |
| 2025 | 49 | 35 | 10.2% | 6.13% | #228 |
What Finance of America Reverse lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 17 | 13 | 1 | 5.9% |
| Sedgwick County | 5 | 3 | 1 | 20.0% |
| Douglas County | 4 | 2 | 1 | 25.0% |
| Leavenworth County | 3 | 2 | 1 | 33.3% |
| Cowley County | 3 | 2 | 0 | 0.0% |
| Shawnee County | 3 | 2 | 0 | 0.0% |
| Wyandotte County | 3 | 2 | 0 | 0.0% |
| Harvey County | 2 | 2 | 0 | 0.0% |
| McPherson County | 1 | 1 | 0 | 0.0% |
| Finney County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 49 applications in 2025, of which 35 were originated and 5 denied.
10.2% of all applications, or 12.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Finance of America Reverse originated in Kansas in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology