Fifth Third Bank in Texas vs the state
14.9%Denial rate-4.55 pts vs state
27.3%Decision denial rate+2.37 pts vs state
38.8%Origination rate-16.04 pts vs state
6.25%Median rate-0.25 pts vs state
0.03Rate spread (pts)-0.16 pts vs state
$212kMedian applicant income
47Loans originated
18Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 111 | 34 | 15.3% | 6.63% | #534 |
| 2024 | 123 | 42 | 17.9% | 6.56% | #510 |
| 2025 | 121 | 47 | 14.9% | 6.25% | #513 |
What Fifth Third Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 17 | 4 | 3 | 17.6% |
| Denton County | 13 | 6 | 1 | 7.7% |
| Collin County | 12 | 4 | 2 | 16.7% |
| Fort Bend County | 10 | 6 | 0 | 0.0% |
| Bexar County | 10 | 3 | 0 | 0.0% |
| Travis County | 8 | 5 | 1 | 12.5% |
| Dallas County | 7 | 2 | 2 | 28.6% |
| McLennan County | 5 | 2 | 0 | 0.0% |
| El Paso County | 4 | 1 | 3 | 75.0% |
| Montgomery County | 4 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 121 applications in 2025, of which 47 were originated and 18 denied.
14.9% of all applications, or 27.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Fifth Third Bank originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology