Fedex Employees Credit Association in Ohio vs the state
8.3%Denial rate-9.36 pts vs state
11.1%Decision denial rate-10.78 pts vs state
66.7%Origination rate+6.77 pts vs state
7.50%Median rate+0.63 pts vs state
0.00Rate spread (pts)-0.39 pts vs state
$98kMedian applicant income
8Loans originated
1Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 6 | 10.0% | 6.38% | #607 |
| 2024 | 8 | 2 | 25.0% | 6.75% | #637 |
| 2025 | 12 | 8 | 8.3% | 7.50% | #592 |
What Fedex Employees Credit Association lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Fedex Employees Credit Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 2 | 2 | 0 | 0.0% |
| Butler County | 2 | 0 | 0 | 0.0% |
| Trumbull County | 1 | 1 | 0 | 0.0% |
| Summit County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Mahoning County | 1 | 1 | 0 | 0.0% |
| Huron County | 1 | 0 | 1 | 100.0% |
| Stark County | 1 | 1 | 0 | 0.0% |
| Erie County | 1 | 1 | 0 | 0.0% |
| Cuyahoga County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 12 applications in 2025, of which 8 were originated and 1 denied.
8.3% of all applications, or 11.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Fedex Employees Credit Association originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are Fedex Employees Credit Association's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology