Fbc Mortgage in Texas vs the state
5.6%Denial rate-13.79 pts vs state
7.8%Decision denial rate-17.13 pts vs state
66.2%Origination rate+11.30 pts vs state
6.38%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.23 pts vs state
$124kMedian applicant income
270Loans originated
23Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 521 | 356 | 2.9% | 6.38% | #250 |
| 2024 | 349 | 246 | 5.2% | 6.25% | #297 |
| 2025 | 408 | 270 | 5.6% | 6.38% | #293 |
What Fbc Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Fbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 51 | 44 | 3 | 5.9% |
| Jefferson County | 38 | 29 | 0 | 0.0% |
| Rockwall County | 28 | 22 | 0 | 0.0% |
| Kaufman County | 24 | 17 | 2 | 8.3% |
| Hidalgo County | 24 | 12 | 2 | 8.3% |
| Harris County | 23 | 11 | 3 | 13.0% |
| Hardin County | 17 | 16 | 1 | 5.9% |
| Bexar County | 16 | 11 | 0 | 0.0% |
| Travis County | 11 | 6 | 1 | 9.1% |
| Bell County | 10 | 8 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 408 applications in 2025, of which 270 were originated and 23 denied.
5.6% of all applications, or 7.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Fbc Mortgage originated in Texas in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Fbc Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology