Fay Servicing in Louisiana vs the state
41.7%Denial rate+19.50 pts vs state
100.0%Decision denial rate+71.85 pts vs state
0.0%Origination rate-51.97 pts vs state
—Median rate
—Rate spread (pts)
$110kMedian applicant income
0Loans originated
5Denied
What Fay Servicing lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Fay Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 2 | 0 | 2 | 100.0% |
| Jefferson Parish | 2 | 0 | 0 | 0.0% |
| St. Tammany Parish | 1 | 0 | 0 | 0.0% |
| West Baton Rouge Parish | 1 | 0 | 1 | 100.0% |
| St. Mary Parish | 1 | 0 | 1 | 100.0% |
| Webster Parish | 1 | 0 | 1 | 100.0% |
| Lafayette Parish | 1 | 0 | 0 | 0.0% |
| Caddo Parish | 1 | 0 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 0 | 0 | 0.0% |
| Livingston Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 12 applications in 2025, of which 0 were originated and 5 denied.
41.7% of all applications, or 100.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Fay Servicing's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology