Farmers Insurance Group Federal Credit Union in Texas vs the state
30.7%Denial rate+11.25 pts vs state
32.5%Decision denial rate+7.63 pts vs state
59.1%Origination rate+4.21 pts vs state
7.49%Median rate+0.99 pts vs state
2.33Rate spread (pts)+2.13 pts vs state
$293kMedian applicant income
52Loans originated
27Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 13 | 35.0% | 8.25% | #885 |
| 2024 | 31 | 13 | 58.1% | 8.25% | #781 |
| 2025 | 88 | 52 | 30.7% | 7.49% | #586 |
What Farmers Insurance Group Federal Credit Union lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Collin County | 7 | 5 | 2 | 28.6% |
| Bexar County | 7 | 3 | 2 | 28.6% |
| Williamson County | 5 | 3 | 2 | 40.0% |
| Travis County | 5 | 3 | 1 | 20.0% |
| Tarrant County | 4 | 2 | 2 | 50.0% |
| Harris County | 4 | 0 | 4 | 100.0% |
| Dallas County | 4 | 4 | 0 | 0.0% |
| Midland County | 4 | 2 | 0 | 0.0% |
| Montgomery County | 4 | 4 | 0 | 0.0% |
| Denton County | 4 | 0 | 3 | 75.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 88 applications in 2025, of which 52 were originated and 27 denied.
30.7% of all applications, or 32.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Texas in 2025 was 7.49%, against a statewide median of 6.50%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology