Farm Credit Mid-America · Wyoming · 2025

Farm Credit Mid-America in Wyoming: approval rate, denial rate and rates (2025)

Farm Credit Mid-America took 28 mortgage applications in Wyoming in 2025, ranking #89 of 411 lenders active in the state. It originated 50.0% of them and denied 17.9% (26.3% of the applications it decided), against a statewide denial rate of 15.6%.

28Applicationsin WY
26.3%Decision denial ratestate 19.6%
7.25%Median ratestate 6.50%
$430,000Median loanstate $235,000
$7.9MVolume13 counties

Farm Credit Mid-America in Wyoming vs the state

17.9%Denial rate+2.30 pts vs state
26.3%Decision denial rate+6.73 pts vs state
50.0%Origination rate-11.01 pts vs state
7.25%Median rate+0.75 pts vs state
0.86Rate spread (pts)+0.63 pts vs state
$157kMedian applicant income
14Loans originated
5Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023412714.6%7.00%#71
2024402910.0%7.13%#73
2025281417.9%7.25%#89

What Farm Credit Mid-America lends in Wyoming

By loan purpose

Home purchase 18 64% · 5.6% denied
Refinance 8 29% · 37.5% denied
Home improvement 1 4% · 0.0% denied
Other / HELOC 1 4% · 100.0% denied

By loan type

Conventional 28 100% · 17.9% denied

Why it denied Wyoming applicants

Debt-to-income ratio 5 100%

Where in Wyoming

Counties with the most Farm Credit Mid-America applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Natrona County 440 0.0%
Campbell County 310 0.0%
Sublette County 310 0.0%
Albany County 321 33.3%
Laramie County 321 33.3%
Lincoln County 200 0.0%
Big Horn County 220 0.0%
Platte County 202 100.0%
Johnson County 210 0.0%
Goshen County 101 100.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 28 applications in 2025, of which 14 were originated and 5 denied.

17.9% of all applications, or 26.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Farm Credit Mid-America originated in Wyoming in 2025 was 7.25%, against a statewide median of 6.50%.

About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology