Farm Credit Mid-America in Colorado vs the state
15.7%Denial rate+0.11 pts vs state
20.5%Decision denial rate+0.82 pts vs state
58.3%Origination rate-1.69 pts vs state
7.00%Median rate+0.38 pts vs state
0.46Rate spread (pts)+0.31 pts vs state
$202kMedian applicant income
63Loans originated
17Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 17 | 30.3% | 7.00% | #342 |
| 2024 | 84 | 54 | 19.1% | 7.13% | #239 |
| 2025 | 108 | 63 | 15.7% | 7.00% | #222 |
What Farm Credit Mid-America lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| La Plata County | 10 | 7 | 1 | 10.0% |
| Montrose County | 8 | 7 | 1 | 12.5% |
| Mesa County | 8 | 3 | 2 | 25.0% |
| Delta County | 8 | 6 | 0 | 0.0% |
| Routt County | 6 | 3 | 1 | 16.7% |
| Elbert County | 6 | 3 | 2 | 33.3% |
| Weld County | 6 | 5 | 0 | 0.0% |
| Larimer County | 6 | 4 | 1 | 16.7% |
| Fremont County | 6 | 3 | 2 | 33.3% |
| Archuleta County | 5 | 2 | 1 | 20.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 108 applications in 2025, of which 63 were originated and 17 denied.
15.7% of all applications, or 20.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Farm Credit Mid-America originated in Colorado in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology