Everett Financial in Wisconsin vs the state
5.4%Denial rate-8.66 pts vs state
7.4%Decision denial rate-8.95 pts vs state
66.8%Origination rate-1.31 pts vs state
6.63%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.27 pts vs state
$88kMedian applicant income
125Loans originated
10Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 327 | 120 | 9.8% | 7.13% | #99 |
| 2024 | 132 | 105 | 4.6% | 6.99% | #189 |
| 2025 | 187 | 125 | 5.4% | 6.63% | #168 |
What Everett Financial lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 48 | 35 | 3 | 6.3% |
| La Crosse County | 22 | 15 | 1 | 4.5% |
| Brown County | 17 | 13 | 0 | 0.0% |
| St. Croix County | 11 | 7 | 0 | 0.0% |
| Polk County | 9 | 7 | 0 | 0.0% |
| Monroe County | 9 | 6 | 0 | 0.0% |
| Barron County | 7 | 6 | 0 | 0.0% |
| Dane County | 6 | 2 | 0 | 0.0% |
| Burnett County | 4 | 2 | 1 | 25.0% |
| Ozaukee County | 3 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 187 applications in 2025, of which 125 were originated and 10 denied.
5.4% of all applications, or 7.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Everett Financial originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology