Eustis Mortgage · Tennessee · 2025

Eustis Mortgage in Tennessee: approval rate, denial rate and rates (2025)

Eustis Mortgage took 359 mortgage applications in Tennessee in 2025, ranking #141 of 1,274 lenders active in the state. It originated 73.8% of them and denied 0.8% (1.1% of the applications it decided), against a statewide denial rate of 17.1%.

359Applicationsin TN
1.1%Decision denial ratestate 21.7%
6.62%Median ratestate 6.62%
$255,000Median loanstate $225,000
$70MVolume33 counties

Eustis Mortgage in Tennessee vs the state

0.8%Denial rate-16.30 pts vs state
1.1%Decision denial rate-20.56 pts vs state
73.8%Origination rate+15.74 pts vs state
6.62%Median rate0.00 pts vs state
0.47Rate spread (pts)+0.24 pts vs state
$79kMedian applicant income
265Loans originated
3Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231661350.6%6.99%#213
20241531291.3%6.88%#245
20253592650.8%6.62%#141

What Eustis Mortgage lends in Tennessee

By loan purpose

Home purchase 329 92% · 0.9% denied
Refinance 12 3% · 0.0% denied
Cash-out refinance 16 4% · 0.0% denied
Other / HELOC 2 1% · 0.0% denied

By loan type

Conventional 237 66% · 0.4% denied
FHA 104 29% · 1.0% denied
VA 13 4% · 7.7% denied
USDA / RHS 5 1% · 0.0% denied

Why it denied Tennessee applicants

Debt-to-income ratio 2 67%
Employment history 1 33%

Where in Tennessee

Counties with the most Eustis Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Knox County 109851 0.9%
Anderson County 31230 0.0%
Loudon County 31230 0.0%
Hamilton County 30221 3.3%
Sumner County 28160 0.0%
Hamblen County 18140 0.0%
Robertson County 16120 0.0%
Monroe County 13100 0.0%
Sevier County 1050 0.0%
Blount County 860 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 359 applications in 2025, of which 265 were originated and 3 denied.

0.8% of all applications, or 1.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Eustis Mortgage originated in Tennessee in 2025 was 6.62%, against a statewide median of 6.62%.

About this data. Figures are Eustis Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology