Equity Prime Mortgage in Texas vs the state
9.9%Denial rate-9.52 pts vs state
16.9%Decision denial rate-7.98 pts vs state
48.2%Origination rate-6.64 pts vs state
6.50%Median rate0.00 pts vs state
0.53Rate spread (pts)+0.34 pts vs state
$99kMedian applicant income
988Loans originated
203Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,013 | 668 | 3.2% | 6.75% | #149 |
| 2024 | 2,482 | 1,425 | 3.4% | 6.75% | #78 |
| 2025 | 2,048 | 988 | 9.9% | 6.50% | #95 |
What Equity Prime Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 265 | 116 | 33 | 12.5% |
| Tarrant County | 166 | 81 | 16 | 9.6% |
| Dallas County | 116 | 58 | 11 | 9.5% |
| Bexar County | 110 | 53 | 10 | 9.1% |
| Montgomery County | 74 | 36 | 5 | 6.8% |
| Bell County | 62 | 30 | 9 | 14.5% |
| Fort Bend County | 61 | 22 | 10 | 16.4% |
| El Paso County | 57 | 30 | 4 | 7.0% |
| Denton County | 51 | 26 | 4 | 7.8% |
| Collin County | 47 | 10 | 4 | 8.5% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 2,048 applications in 2025, of which 988 were originated and 203 denied.
9.9% of all applications, or 16.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Equity Prime Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology