Eastside Funding in Washington vs the state
1.3%Denial rate-14.40 pts vs state
1.5%Decision denial rate-18.03 pts vs state
72.1%Origination rate+11.07 pts vs state
12.00%Median rate+5.38 pts vs state
—Rate spread (pts)
—Median applicant income
577Loans originated
10Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 452 | 438 | 0.2% | 12.00% | #96 |
| 2024 | 561 | 512 | 0.4% | 12.50% | #86 |
| 2025 | 800 | 577 | 1.3% | 12.00% | #75 |
What Eastside Funding lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Eastside Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 269 | 183 | 2 | 0.7% |
| Pierce County | 232 | 166 | 2 | 0.9% |
| Snohomish County | 94 | 78 | 2 | 2.1% |
| Kitsap County | 67 | 50 | 0 | 0.0% |
| Thurston County | 48 | 44 | 0 | 0.0% |
| Whatcom County | 19 | 13 | 0 | 0.0% |
| Skagit County | 16 | 12 | 0 | 0.0% |
| Island County | 15 | 13 | 0 | 0.0% |
| Mason County | 10 | 7 | 0 | 0.0% |
| Lewis County | 6 | 3 | 1 | 16.7% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 800 applications in 2025, of which 577 were originated and 10 denied.
1.3% of all applications, or 1.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Eastside Funding originated in Washington in 2025 was 12.00%, against a statewide median of 6.63%.
About this data. Figures are Eastside Funding's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology