East West Bank in Texas vs the state
6.9%Denial rate-12.49 pts vs state
8.0%Decision denial rate-16.90 pts vs state
78.1%Origination rate+23.25 pts vs state
6.38%Median rate-0.13 pts vs state
-0.12Rate spread (pts)-0.31 pts vs state
$66kMedian applicant income
225Loans originated
20Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 484 | 369 | 8.9% | 6.25% | #257 |
| 2024 | 334 | 259 | 9.3% | 7.38% | #307 |
| 2025 | 288 | 225 | 6.9% | 6.38% | #346 |
What East West Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most East West Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 127 | 95 | 8 | 6.3% |
| Fort Bend County | 92 | 77 | 3 | 3.3% |
| Collin County | 25 | 18 | 5 | 20.0% |
| Dallas County | 19 | 14 | 1 | 5.3% |
| Montgomery County | 5 | 5 | 0 | 0.0% |
| Denton County | 3 | 3 | 0 | 0.0% |
| Brazoria County | 3 | 2 | 0 | 0.0% |
| Waller County | 2 | 2 | 0 | 0.0% |
| Tarrant County | 2 | 2 | 0 | 0.0% |
| Hale County | 2 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 288 applications in 2025, of which 225 were originated and 20 denied.
6.9% of all applications, or 8.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans East West Bank originated in Texas in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are East West Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology